PRODUCTS

Motor

Cargo Carriers Liability

Indemnifies the transporter against their legal liability for property in their care, custody and control.

Excess of Loss – Motor Third Party Liability

This is a top-up policy designed to provide additional liability cover, over and above the underlying limit of indemnity.

Goods In Transit (GIT)

Indemnifies the owner of the goods for the loss or damage to their goods whilst being loaded, off loaded, or in transit.

Goods In Transit (GIT) – Excess Buy Down

Insures the Excess applied to the policy.

Heavy Commercial Vehicle

The policy provides All-Risk cover for the vehicle.

Marine Transit Contingent Liability

Indemnifies transport brokers against losses incurred by their nominated transport subcontractors in the event the subcontractor’s premiums are unpaid.

Motorcycle Insurance

Our Motorcycle product provides cover for superbikes, cruisers, Harleys, dual purpose motorcycles as well as Quads, and all makes of off-road motorcycles.

Motor Comprehensive

Insures motor vehicles for comprehensive All-Risk cover.

New for Old Vehicle Cover – Inception Value Policy (IVP)

This unique product will enable your clients to claim the value of their vehicle (at the inception of the policy) as opposed to the current retail value of the vehicle at the time of a total loss. This policy is in addition to the client’s comprehensive insurance policy.

Passenger Liability (PAX) & Personal Accident (PA)

Passenger Liability Insurance protects a business in instances where it may become liable in terms of the law for the injury, death, or secondary emotional shock, of passengers while embarking, disembarking, or on board the vehicle. Cover extends to cross-border territories South of the Sahara, as well as legal defence costs.

ROADCOVER – RAF ASSISTANCE

RoadCover is a service offering that manages your claim with the RAF from start to finish, allowing its members who become motor vehicle accident victims, to be compensated by the RAF in full, at NO cost to themselves.